Terms & Conditions

1. Acceptance of Terms

These Terms & Conditions govern your use of SWC's website and services. By using the website or engaging SWC for accounting, bookkeeping, payroll, or related services, you accept and agree to comply with these terms.

2. Services

SWC provides accounting, bookkeeping, payroll, tax preparation, audit support, and virtual accounting team services. All services are delivered in accordance with professional accounting standards and applicable local regulations for the UK, US, Canada, and Pakistan.

3. Client Responsibilities

Clients agree to:

• Provide accurate, complete, and timely information required for SWC to deliver services.
• Ensure compliance with local laws and regulations applicable to their business.
• Review and approve reports, statements, and documentation provided by SWC in a timely manner.

4. Use of Website

• The website is intended for informational purposes only.
• You may not use the website to post or transmit unlawful, harmful, or fraudulent content.
• SWC reserves the right to restrict or terminate access to the website for any misuse.

5. Confidentiality & Data Protection

• SWC follows strict confidentiality and data protection policies to safeguard client information.
• All client information is used solely to provide professional services.
• SWC complies with relevant data privacy regulations as outlined in the Privacy Policy.

6. Payment Terms

• Fees for services are agreed upon in the engagement agreement or service proposal.
• Payment terms, schedules, and methods are specified in the contract with the client.
• SWC reserves the right to suspend services if payments are not made according to agreed terms.

7. Limitation of Liability

• SWC provides services using professional skill and diligence; however, SWC shall not be liable for indirect, incidental, or consequential losses arising from service use.
• Clients remain responsible for decisions made based on SWC's advice or reports.

8. Intellectual Property

• All content on the SWC website, including text, graphics, logos, and designs, is the property of SWC and protected by copyright laws.
• You may not copy, distribute, or reproduce any website content without prior written permission.

9. Third-Party Links

• The SWC website may include links to third-party websites for informational purposes.
• SWC is not responsible for the content or practices of these websites.

10. Amendments to Terms

• SWC may update these Terms & Conditions at any time.
• Updated terms will be posted on the website with the new effective date.
• Continued use of the website or services after changes constitutes acceptance of the updated terms.

11. Governing Law & Jurisdiction

• These Terms & Conditions are governed by the laws of Pakistan.
• Any disputes arising from the use of SWC services or website shall be subject to the exclusive jurisdiction of the courts in Islamabad, Pakistan.

12. Contact Information

For questions regarding these Terms & Conditions, please contact us: